Coming Soon: Truly Transparent Hospital Pricing

By Kelly Moore | Aug 14, 2018

Can you imagine going into the grocery store and picking things off of the shelf, going to pay and only then seeing the prices?  Talk about a negative surprise! And yet that’s pretty much how our hospitals work right now. And of course, if you don’t know how much things cost, then how can you…

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Sanders’ MediCare for All Idea Continues to Stir Up Feelings

By Kelly Moore | Aug 7, 2018

If you’re REALLY bored at the next family gathering or cocktail party, just say three magic words. Medicare. For. All. Then stand back because it’s gonna get either really entertaining or really ugly depending on who’s there with you. Well, entertainment value aside, recently good ol’ Uncle Bernie’s idea which (depending on where you sit…

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Little Cali Kingdoms Enforce Different Minimum Wage Rules

By Kelly Moore | Jul 31, 2018

Big kingdoms like the great state of California are made up of lots of little ones. And if you run a business that employs minimum wage staffers, you’re probably used to keeping up with changes coming down from the big kingdom, at least once a year. But the little kingdoms are working too, and on…

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Living Longer and the Reality of Long-Term Care Insurance

By Kelly Moore | Jul 24, 2018

For the first time in history, residents of high-, middle-, and low-income countries are likely to live to 60 years of age and beyond. Longevity is one of the greatest achievements of our modern era — the United Nations calls it one of the most significant social transformations of the 21st century. Worldwide, 901 million people are…

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(UPDATED) Why Cooperative Hunting is Just Better

By Kelly Moore | Jul 17, 2018

Did you know that 80-95 percent of carnivores are solitary and hunt alone? Many individual employees and even business owners are out there still buying individual (and heavily subsidized) health insurance plans from the state-run exchanges. But some new moves out of Washington are going to make the GROUP market far more attractive for just…

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Click Here When I Die: The New Death Etiquette

By Kelly Moore | Jul 10, 2018

Marcel Proust once wrote “But old age, to begin with, has something in common with death. Some face it with indifference, not because they have more courage than others, but because they have less imagination.” Recently, I had the pleasure of meeting another author, Jonathan Braddock, whose new book Click Here When I Die offers some very practical advice on…

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Questions from the Field: Association Health Plans

By Kelly Moore | Jul 3, 2018

Recently, your favorite buds in blue suits at the Department of Hard Labor in DC made it a bit easier for small businesses to band together and purchase health insurance without the pesky regulatory requirements that individual states and the Affordable Care Act (ACA) impose on the little guys. Since we’ve recently received a few…

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Employee Motivation Techniques from Jennifer Dulski

By Kelly Moore | Jun 26, 2018

If you’re going to get anywhere in business, you need to be able to rally the troops. Jennifer Dulski, former President and COO of and former Head of Groups at Facebook has a new book called Purposeful: Are You a Manager or Movement Starter where she shares some of the ingredients to her secret…

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New ACA Lawsuit Could Destabilize Insurance Markets

By Kelly Moore | Jun 19, 2018

Just when you thought it was safe to go back to the doctor, yet another ACA lawsuit rears its ugly head. Recently, the Justice Department said it would support an existing lawsuit brought by a coalition of 20 states that claims key provisions of the ACA are unconstitutional. According to sources, the Justice Department, in…

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Perk Me Up

By Kelly Moore | Jun 12, 2018

Let’s face it, there are some great perks to being an executive. Special VIP clubs, a company car—and even higher levels of insurance coverage! But, did you know that if your company treats classes of employees differently when designing YOUR group health plans, you may just be breaking federal and state discrimination laws? Yep, true story.…

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