Posts by Kelly Moore

Managing Anthem Small Group Medical Loss Ratio Rebates

Who doesn’t love a good rebate? Granted, usually you have to jump through some hoops including filling out forms, providing documentation, receipts and even sending in coupons or special activation codes. But still, it’s great getting that rebate check back, right? Well, as you may know, the Affordable Care Act (ACA) established medical loss ratio…

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California: The Great Health Care Laboratory of the USA

When you look around the great Golden State of California, there’s plenty to like, including our amazing weather, incredible diversity and astounding natural beauty. The federal and state governments like California too, especially when experimenting with new programs and ideas surrounding health care and health insurance. Some of these “experiments” have been ok, others have…

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Worker Satisfaction Highest Since 2005

Just more than half of U.S. workers—51%—said they were satisfied with their jobs in 2017, the highest level since 2005, according to a new report from The Conference Board, a business-research group. Over the past seven years, Americans report feeling better about their pay along with a greater sense of job security, both features of…

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Texas Teacher Surprised By $109,000 ER Bill

“I am stuck in the middle of this convoluted, flawed system,” says Drew Calver, popular high school history teacher and swim coach in Austin, Texas.  Last spring, Calver collapsed in his bedroom from a heart attack and was rushed to the nearest hospital for emergency surgery. He lived and returned home to his life only to…

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Companies Now Offering Fur-ternity Leave for New Pet Parents

When a new baby arrives, it’s a given that new parents are going to have their hands full and thus, employers allow time off to deal with that stuff and stabilize the homestead. And perhaps some of you are asking, but what about new pets? Shouldn’t there be something in there for new pet parents?…

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Coming Soon: Truly Transparent Hospital Pricing

Can you imagine going into the grocery store and picking things off of the shelf, going to pay and only then seeing the prices?  Talk about a negative surprise! And yet that’s pretty much how our hospitals work right now. And of course, if you don’t know how much things cost, then how can you…

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Sanders’ MediCare for All Idea Continues to Stir Up Feelings

If you’re REALLY bored at the next family gathering or cocktail party, just say three magic words. Medicare. For. All. Then stand back because it’s gonna get either really entertaining or really ugly depending on who’s there with you. Well, entertainment value aside, recently good ol’ Uncle Bernie’s idea which (depending on where you sit…

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Little Cali Kingdoms Enforce Different Minimum Wage Rules

Big kingdoms like the great state of California are made up of lots of little ones. And if you run a business that employs minimum wage staffers, you’re probably used to keeping up with changes coming down from the big kingdom, at least once a year. But the little kingdoms are working too, and on…

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Living Longer and the Reality of Long-Term Care Insurance

For the first time in history, residents of high-, middle-, and low-income countries are likely to live to 60 years of age and beyond. Longevity is one of the greatest achievements of our modern era — the United Nations calls it one of the most significant social transformations of the 21st century. Worldwide, 901 million people are…

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(UPDATED) Why Cooperative Hunting is Just Better

Did you know that 80-95 percent of carnivores are solitary and hunt alone? Many individual employees and even business owners are out there still buying individual (and heavily subsidized) health insurance plans from the state-run exchanges. But some new moves out of Washington are going to make the GROUP market far more attractive for just…

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