New Study Says Americans Are Crazy Stressed About Health Insurance

“If it can be solved, there’s no need to worry, but if it can’t be solved, worry is of no use.” — Dalai Lama

Wise words from the Lama and yet according to a new study published by the American Psychological Association (APA), 69 percent of Americans with an income of $50,000 a year or more cited the cost of health insurance as a major stressor and 63 percent of Americans with incomes less than $50,000 per year cited insurance costs as a major life stressor. Also, two-thirds of adults surveyed by APA said that the cost of health insurance was a major stressor in their lives or a source of stress associated with a loved one, regardless of income.

As a country, we’re more stressed about health insurance than ever before.

“Given the uncertain fate of our nation’s healthcare system, it is not surprising that the majority of adults surveyed expressed concerns about access to healthcare and costs,” said APA CEO Arthur C. Evans, Jr., PhD. “If stress becomes chronic, it can lead to significant health consequences,” Evans continued. “It’s important to remember that there are steps that people can take to manage their stress in healthy and productive ways, like exercising, spending time with friends and family and finding ways to get involved in your community, including making your concerns known to policymakers.”

Ruling your HR world means knowing how your team is feeling at all times and hopefully doing the right things to help them feel better about life’s stress-inducing stuff. My team of health insurance and employee benefits experts sit down with owners and HR pros to really have a good look at the cost vs. benefits of various plans and maximize employer contributions WITHOUT overinsuring.  And we can sit down with your employees and talk it out, which can be a big relief or de-stressor.

We think the Dalai Lama would be glad to hear it!

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Health Insurance Costs Placing Stress on Majority of Americans

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